What is Tumia?
Tumia is your financial sidekick — a smart platform that helps you:
- Separate personal and shared expenses.
- Set spending limits for yourself or your group.
- Categorize every transaction effortlessly.
- Get clear, beautiful reports of where your money goes.
Whether you’re supporting family, managing a business wallet, or trying to control overspending — Tumia gives you the power to do it better.
Why Tumia is Different
- No Hidden Costs. No Middleman. Your money stays in your bank or mobile money account.
- Shared Wallet, Simplified. Easily create a spending group.
- AI-Powered Categorization for smarter budgeting.
- Personal & Collective Budgeting with alerts.
- Full Spending Transparency. Weekly & Monthly reports.
How Tumia Helps You
- Support family expenses without losing track.
- Separate business and personal spending.
- Control overspending on food, shopping, or subscriptions.
- Share household expenses transparently.
- Know exactly how much your group is spending and on what.
How Smart Spending with Tumia Benefits You
Good money habits deserve to be rewarded. With Tumia, every smart decision you make today can unlock financial opportunities tomorrow.
- Build Your Financial Reputation: Every time you stay within your budget, organize your spendings, or manage shared expenses responsibly — you’re quietly building a track record. Tumia helps you create a digital financial profile that shows banks and financial partners that you’re in control of your money.
- Get Better Access to Loans & Credit: When banks see your healthy spending behavior, you can qualify for better loan offers, lower interest rates, and higher credit limits — even if you’ve never had a formal credit history before.
- Unlock Exclusive Financial Benefits: As you grow your financial habits with Tumia, you could get early access to personalized savings plans, affordable insurance products, and cashback or rewards programs tailored to how you spend.
- Take Control of Your Financial Future: Tumia helps you move beyond traditional credit scores. Your day-to-day spending behavior becomes the key to unlocking bigger financial possibilities — for yourself, your family, or your business.
Your Money, Always Safe
Tumia doesn’t hold your money. Your funds remain in your bank or mobile money account. We only help you decide how it’s spent and by who.